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• The information contained on this site is provided for general informational purposes, as a convenience to the customers of Great American Financial Resources (GAFRI) and its subsidiaries (Great American Life Insurance Company, Annuity Investors Life Insurance Company, Group Retirement Plans, Loyal American Life Insurance Company). The materials are not a substitute for obtaining professional advice from a qualified person, firm or corporation. Consult the appropriate professional advisor for more complete and current information.

• GAFRI and its subsidiaries are not engaged in rendering any legal or professional services by placing these general informational materials on this web site. GAFRI and its subsidiaries specifically disclaim any liability, whether based in contract, tort, strict liability or otherwise, for any direct, indirect, incidental, consequential, or special damages arising out of or in any way connected with access to or use of the site, even if GAFRI and its subsidiaries have been advised of the possibility of such damages, including liability in connection with mistakes or omissions in, or delays in transmission of, information to or from the user, interruptions in telecommunications connections to the site or viruses.

• This site contains general information about GAFRI and its subsidiaries' products and services, and pertains only to the United States. All companies are not licensed in all states. Not all products are available in all states. The materials available through this site do not constitute an offer of any product in any jurisdiction. Products of GAFRI subsidiaries are offered by those companies and the authorized agents of those companies.

• GAFRI and its subsidiaries make no representations or warranties about the accuracy or completeness of the information contained on this web site. Any links provided to other server sites are offered as a matter of convenience and in no way are meant to imply that GAFRI endorses, sponsors, promotes or is affiliated with the owners of or participants in those sites, or endorses any information contained on those sites, unless expressly stated.

• Great American Life Insurance Company is the copyright owner of all text and graphics contained on this web site, except as otherwise indicated. Other parties' trademarks and service marks that may be referred to herein are the property of their respective owners. You may print a copy of the information contained herein for your personal use only, but you may not reproduce or distribute the text or graphics to others or substantially copy the information on your own server, or link to this web site, without prior written permission of Great American Life Insurance Company. Permission to use and reproduce documents and related graphics available from this web site is granted, provided that: 1. the below copyright notice appears in all copies and that both the copyright and this permission notice appear; 2. use and reproduction of documents and related graphics available from this web site is limited to personal, non-commercial use; 3. no documents or related graphics, including logos, available from this web site are modified in any way; and 4. no graphics, including logos, available from this web site are used separate from accompanying text. Use or reproduction for any other purpose is expressly prohibited by law, and may result in civil and criminal penalties. Violators will be prosecuted to the maximum extent possible.